Current Prime Rate Today 2025 In India. Currently, union bank of india and bank of maharashtra offer the lowest home loan interest rate starting from 8.35% p.a. Address by shri shaktikanta das, governor, reserve bank of india at the global fintech fest (gff), 2025, mumbai, august 30, 2025.

Lending and deposit rates of scheduled. Immediate rates (< 24 hours):